Quick answer
Cursor tiers differ in included usage, premium model access, and admin features, not in how requests are counted. Pro covers regular individual use, Ultra adds a much larger allowance for heavy agent work, and Teams adds per-seat billing and admin controls. Check the current pricing page for quantities, because allowances change.
What differs
| Tier | Best for | Admin | Watch |
|---|---|---|---|
| Hobby | Evaluation | None | Small allowance |
| Pro | Individual daily use | Personal settings | Premium model drain |
| Ultra | Heavy agent use | Personal settings | Unused headroom |
| Teams | Organizations | Seat and spend caps | Inactive seats |
| Enterprise | Large orgs | Policy and SSO | Procurement cycle |
Decide with usage data
- Track one billing period on your current tier.
- Count the days you ran out of included usage.
- Count the on-demand spend in the same period.
- If on-demand is consistently higher than the price gap, upgrade.
- If you only run out on one heavy day, keep the tier and use on-demand.
Two traps
- Comparing plans by request count ignores that premium models cost more than Auto.
- Buying Ultra to avoid a single expensive week usually costs more than the on-demand spend.
UsageAtlas records both included usage and on-demand spend, which is what the decision needs.
Compare tiers on blocked days
Plan pages list allowances, but the useful comparison is how many days a month you would be blocked and what you would do instead. That number turns a price list into a decision.
- Track one billing period on the current tier.
- Count blocked days and on-demand spend.
- Compare the total with the next tier's price.
- Upgrade only if the pattern repeats for two periods.
The reset guide covers timing, and expense tracking covers the monthly review.
Questions, answered
Is Cursor Ultra worth it over Pro?
Only if you exhaust Pro most months and your on-demand spend exceeds the price difference. One heavy week is cheaper to cover on-demand.
Do Teams seats share an allowance?
Each seat has its own usage. Admins can set spend caps and view per-member usage.
Does Auto mode count the same on every plan?
Auto mode is treated differently from premium model requests, and the included amount varies by tier. Read the plan page for the current rules.