Quick answer
When Warp credits run out, AI features that draw on them stop while the terminal itself keeps working. You can wait for the monthly reset, buy add-on credits, or move the task to another tool. Check which pool is empty first, because add-on credits may still be available.
What stops and what does not
| Feature | Without credits | Notes |
|---|---|---|
| Terminal and shell | Works | Not credit-metered |
| AI command suggestions | May stop | Depends on the feature |
| Agent Mode | Stops | Highest consumption |
| Saved workflows | Work | No model calls |
Get back to work
- Check whether add-on credits remain.
- If the monthly pool is empty, note the renewal date.
- Buy add-on credits if the work cannot wait.
- Move agent work to another tool for the rest of the period.
- Reduce context and agent steps when credits return.
Prevent the next empty balance
- Track the balance weekly instead of when it runs out.
- Set an alert at 20% remaining.
- Prefer short agent runs with a clear stop condition.
- Do not use Agent Mode for tasks a single command solves.
UsageAtlas shows the reported Warp balance and the reset guide explains when the monthly pool refills.
Plan for the empty day
Credits run out on the days you most want them: a release, a migration, a debugging session. Deciding in advance what you will do on that day is cheaper than deciding while blocked.
- Keep add-on credits for release weeks.
- Move exploratory work to a free or cheaper tool.
- Reserve Agent Mode for tasks a command cannot solve.
- Set the alert at the balance where you would stop, not at zero.
The credits guide explains the pools, and UsageAtlas keeps the reported balance visible.
Questions, answered
Does Warp stop working without credits?
The terminal keeps working. AI features that consume credits stop until the balance is restored.
Can I buy credits mid-cycle?
Yes, add-on credits can be purchased and apply immediately where the plan supports them.
Do unused add-on credits expire?
They may have an expiry date. Check the billing panel for the terms on your purchase.